Mr. Kirkland has over 35 years of executive management experience in various business industries including insurance. He served as President, Chief Operating Officer and Chief Financial Officer at AV International, Inc. which was one of America’s largest minority owned insurance brokerage firms. Prior to forming PK Financial Group, Cleo's corporate experience includes senior level management positions at Caesars Entertainment Corporation, ExxonMobile, Rohm and Haas Corporation, General Electric Corporation and Atlantic City Convention Authority. Cleo has a B.S. degree from Drexel University and an M.B.A. in Finance from the Wharton School of the University of Pennsylvania.