Leadership Team
Cleosie Kirkland
President/Chief Operating Officer
Mr. Kirkland has over 35 years of executive management experience in various business industries including insurance. He served as President, Chief Operating Officer and Chief Financial Officer at AV International, Inc. which was one...
Michael R. Young
Sr. Vice President, Benefits Consulting
Mr. Young has over 35 years of experience as an Employee Benefits professional. He has extensive knowledge of the employee benefits industry with its various benefit concepts and financial objectives. Mike will effectively and...
Gary M. Earland, CBC
Vice President, Benefits Consulting
Mr. Earland has over 35 years of experience in the employee benefits and consulting business. He has extensive knowledge of the employee benefits industry. His employment experience includes over 26 years with Independence Blue Cross...
Denise Kirkland
Vice President, Customer Service
Frederica Rollins
Vice President, Property Casualty, Contracting/Claims
Ms. Rollins has more than 10 years of experience and substantial knowledge in the property and casualty insurance industry. She is largely responsible for the initial contact with customers and prides herself in establishing a strong...
Lisa Lathrop
Vice President, Property and Casualty
Ms. Lathrop has over 30 years of Commercial insurance consulting, sales, customer service and management experience. As Vice President of P&C, Lisa is responsible for servicing a wide array of our P&C clients’ commercial...
At our firm, we have the client—and only the client—in mind.
Our reasons for becoming insurance professionals are deeply personal. We repeatedly saw friends and family struggling to find the coverage they needed. We are confident that with our understanding of the insurance space, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp personal insurance concepts. Above all else, we feel a commitment to our community.

Over the years, we have found that a team approach can be an effective method of helping clients with a wide variety of needs, as they navigate the complex world of insurance. We invite you to discover and experience the benefits of a diverse team with differing educational interests, experiences, and strategies.
One-size-fits-all just doesn't apply to insurance, which is why every client gets our undivided attention. We take a proactive approach when helping you develop a strategy to address all of your insurance needs. We recognize that everyone encounters challenges along the way and strive to anticipate those situations as they occur. Our only goal is to keep you and your loved ones protected with the policies you need. We invite you to check out all the material on our website. If something prompts a question, please send us a quick email or call our office. We look forward to speaking with you.

Client Centered
Whether you are looking for help protecting your family, your home, or your assets, our personalized service focuses on your needs, wants, and long-term goals.
Our team has years of experience in the insurance industry. We can help you address your needs of today and for many years to come. We look forward to working with you.